SIP CAL HOW TO
SIP CAL SOFTWARE

However, the future instalments are decided by the AMC based on the market levels and average acquisition cost of SIP units. At the start, the SIP amount can be of investor’s choice, say Rs 5,000 a month and one can also decide the investment In this type of SIP, the SIP amount is not fixed. This is the simplest form of a mutual fund SIPįlexi SIP – Some AMCs provide flexible SIP to investors. Based on thisĪmount the investor can plan a future goal. Once the submit button is pressed, the excepted corpus will show as Rs 464,678.

SIP CAL HOW TO

Let us see how to calculate the expected future corpus of a regular SIP.Įnter the SIP amount (say Rs 2,000), frequency (say 10 years), and expected returns (say 12%) in the mutual fund calculator. of years of investment, the SIP amount gets debited from investor’s bankĪccount and units are allotted till end of the SIP period. Regular SIP – Investor can choose a time period (in years) and the SIP amount and submit the SIP form to the mutual fund company. What are the various types of mutual fund SIP? SIP is simple, yet powerful weapon which slowly but surely helps investors create wealth without worrying much about Goals, by calculating the SIP amount using the SIP calculator that need to be saved over the years. The aim of investors when they start the SIP should be to create wealth in the long term which can help in meeting various goals like, child’s higher education, retirement or simply wealth creation. It can be monthly (most popular), fortnightly, quarterly or even daily. While filling up the SIP form, investors can also choose the SIP frequency. To start a mutual fund SIP, the investor need to fill up the SIP form and select the Auto-debit feature which ensures that the SIP amount is transferred to the scheme account by debiting your bank account on the chosen date. Through SIP, the investors can invest a pre-fixed amount in mutual fund scheme/s of their choice for the number of years that they want. What is mutual fund SIP or systematic investment plan?Ī mutual fund SIP is a disciplined way of approaching your mutual fund investments. This is so simple to know using a SIP calculator. That means, by saving only Rs 5,000 a month for 20 years, with expected return ofġ2%, the investor can generate a corpus of Rs 99.91 Lakhs.īy adjusting the above estimates, investors may check what could be the returns if the expected returns or the investment tenure is increased / decreased. In the above example, it is Rs 99.91 Lakhs. Expected returns – Suppose 12% assuming the investor is investing in an equity mutual fund.Īfter entering the above amount, the moment you press the submit button, it displays the result.of years for which the SIP would continue. Monthly investment amount - Enter the monthly SIP amount, say Rs 10,000.Let us understand this through an example – Generally a SIP return calculator has 3 input boxes - Monthly investment amount, investment period and the expected returns. Let us now see how to calculate SIP returns using the SIP calculator online All the investors has to do is provide some few inputs and the mutual fund SIP calculator throws Simply speaking, the SIP calculator can be very effective in automatically calculating complex financial calculations. Would need to invest systematically every month / or any other frequency, in case they have a goal target amount for their future. The SIP return calculatorcan also guide investors as to how much they

SIP CAL SOFTWARE

Once all the assumptions are entered in the SIP calculator, the software program calculates the monthly instalment amount which is the result of future value of cash-flows at the assumed rate of return to be equal to theĪ SIP calculator is a free online tool that can help investors calculate the returns they would earn on their mutual fund SIP investments. Likewise, if you are investing in hybrid funds then your expectation of returns should be more moderate and so Of returns should be higher than what it would be if your strategy is to invest in large cap funds. For example - If your investment strategy is to invest in midcap funds, then your expectations

What is your return expectation: The return expectation is determined by your risk appetite and investment strategy.

SIP online calculators, you may have to convert the investment tenure into months, to know how much you have to invest in the chosen frequency. If you are determining the investment tenure in years, in some

What is the goal timeline: The investment tenure is the simplest factor - it is determined by the time you have for fulfilling a particular goal.

You must factor in inflation while planning your goal because

What is the goal amount: Goals should always be quantifiable even if the quantification is not very accurate, it gives you something to work on.

Distributor Initiated Transaction (DIT).

Sip cal